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YouHodler Review - Best Instant Crypto Loans

Bottom Line

If you need cash fast and don't want to cash out your cryptocurrency assets then YouHodler could be the crypto lending platform for you. YouHodler's loan-to-value rates are the best in the business and users who meet the requirements can receive a loan-to-value rate of a staggering 90%. Approval takes seconds and users can use cryptocurrencies as collateral for instant loans payable in USD/EUR, GBP and BTC. With loans starting at $100 it's not hard to see why YouHodler are one of the most popular and best services for instant crypto backed loans.

Due to the volatility of the cryptocurrency market, investors are often faced with the tough decision of whether to sell their assets at a loss, or HODL until the price rises.

Who are YouHodler?

YouHodler are one of the best instant crypto loans platforms, having been designed for hodlers to weather market volatility without having to cash out their cryptocurrency assets for FIAT.

The company is based out of Switzerland and an active member of the Blockchain Association of Financial Commission, meaning customers are protected by the independent Financial Commission's efficient dispute resolution process.

The platform accepts all major credit cards, as well as PayPal and since users will be using cryptocurrency as collateral, no credit checks are necessary.

How Does Crypto Lending Work?

Cryptocurrency lending services connects borrowers to lenders, enabling peer to peer lending worldwide.

The lender stakes their assets by making them available for loan and they will earn interest in return, which in YouHodler's case is a nifty 12% on stablecoins and up to 8% on other crypto.

The interest charged on a loan varies depending on a number of factors, such as length of loan, collateral and amount borrowed.

How to get a Crypto Loan?

Applying for a YouHodler instant loan is really easy.

Register a YouHodler account and transfer a choice of the top cryptocurrencies to your newly created wallet to use as collateral.

Once you enter the loan conditions, approval takes seconds and successful candidates will receive their choice of instant FIAT or bitcoin.

FIAT can be withdrawn instantly through credit cards or personal bank accounts.

How to repay a crypto loan?

Loans can be repaid using a credit card, stablecoins or bank account.

Repayments are flexible and the initial loan duration can be extended anytime.

Once the loan has been repaid, your crypto assets will be returned.


YouHodler's instant secure loans with competitive rates, and flexible repayment schemes makes it one of the best places to get an instant crypto backed loan.

The project is led by a large and exiting team with over 15 years of FinTech experience. A lot of work has gone into the project and their state of the art platform is user friendly and easy to navigate. For those looking for fast cash without having to liquidate their cryptocurrency asserts look no further than YouHodler's peer-to-peer crypto lending platform.